Fintech App Development Company for Wallets, Lending, and Investment Solutions

Innovative financial solutions tailored to your business

At TechXpert.io, we specialize in building secure, scalable, and user-focused fintech applications. Whether you’re a startup reshaping the financial landscape or a financial institution embracing digital transformation, our custom solutions are designed to meet your unique needs and drive measurable results.

Our fintech development expertise

Digital wallet app development

We develop custom mobile wallet apps that enable seamless and secure transactions. Your users will enjoy features like multi-currency wallets, QR code and NFC payments, instant transfers, transaction history, and integration with leading banking APIs and third-party services.

Peer-to-peer lending platforms

Build fully automated peer-to-peer lending platforms with custom loan matchmaking, automated credit scoring, document verification, user KYC/AML integration, and loan management systems that comply with local regulations.

Investment and wealth management apps

Empower users to manage and grow their wealth with intuitive investment platforms. Features include portfolio tracking, real-time stock or crypto data, personalized investment suggestions, and AI-powered risk analysis.

Mobile banking app development

Deliver a full-service digital banking experience with mobile apps for checking balances, transferring funds, managing accounts, scheduling payments, and accessing customer support—all with secure login and fraud detection features.

Payment gateway integration services

We integrate your fintech product with reliable payment gateways like Stripe, Razorpay, and PayPal. Our solutions support multi-currency transactions, recurring billing, PCI-DSS compliance, and fast settlement processes.

RegTech and compliance automation

Automate regulatory tasks with intelligent RegTech solutions. We develop tools for compliance monitoring, document verification, real-time reporting, and regulatory change notifications that keep your operations safe and transparent.

Blockchain-powered fintech applications

Leverage blockchain technology to build secure, decentralized finance apps. We develop smart contract-based lending apps, crypto wallets, DeFi trading platforms, and tokenized asset management systems.

Why choose TechXpert.io

• Extensive fintech domain expertise
• Strong focus on end-user experience and intuitive UI/UX
• Data security and compliance with GDPR, PCI-DSS, and local financial laws
• Agile development process with transparent communication
• Scalable and modular codebase ready to grow with your business
• Ongoing support, maintenance, and feature upgrades post-launch
  
  

Our development process

1. Consultation: Understanding your business goals and requirements.
2. Design: Crafting user-friendly interfaces and experiences.
3. Development: Building robust backend systems and integrating necessary APIs.
4. Testing: Rigorous QA to ensure functionality and security.
5. Deployment: Launching your application across desired platforms.
6. Maintenance: Ongoing support and updates to keep your app current.
   
   

Tools and technologies we use

• Frontend: React, Angular, Flutter
• Backend: Node.js, Python, Java
• Databases: PostgreSQL, MongoDB
• Cloud Services: AWS, Azure, Google Cloud
• Security: OAuth 2.0, JWT, SSL/TLS
  
  

Industries we serve

Digital banking and neo-banking
Lending and microfinance
Personal finance and budgeting
Stock trading and robo-advisory
Cryptocurrency and DeFi
Insurance tech (InsurTech)
Regulatory technology (RegTech)

Ready to build your fintech app?

Whether you’re launching a digital wallet, peer lending platform, or investment solution, TechXpert.io is ready to bring your fintech vision to life. Our team works closely with you from ideation to launch to ensure your app is compliant, scalable, and future-proof.